Was Cutting the Cord, Getting rid of the monkey

[Ian Garmaise]

James, have you considered contacting the consumer advocate/ombudsman at
the Toronto Star?

Ian



On Tue, Apr 23, 2013 at 7:25 PM, James Mcintosh <jamesemcintosh-/E1597aS9LQAvxtiuMwx3w at public.gmane.org>wrote:

> I talked to a local company.
>
> Declaring bankruptcy costs nearly $3,000.
>
> James E. McIntosh
> jamesemcintosh-/E1597aS9LQAvxtiuMwx3w at public.gmane.org
>
>   *From:* Dave Cramer <davecramer-Re5JQEeQqe8AvxtiuMwx3w at public.gmane.org>
> *To:* tlug-lxSQFCZeNF4 at public.gmane.org
> *Sent:* Monday, April 22, 2013 5:32:25 PM
> *Subject:* Re: [TLUG]: Was Cutting the Cord, Getting rid of the monkey
>
> Hmmm, I'm not sure they did anything wrong at this point, I just think
> it's an unreasonable stance on their part. They can have everything he owes
> them right now, or nothing. Seems to be a no brainer to me, but what do I
> know.
>
> On a related note, I heard that someone in a similar situation went into
> CIBC, they owed 10k on a visa, offered the bank 2500 and the bank took it.
> They also are on the verge of bankruptcy. However they will have an R9
> credit rating which is treated exactly the same as a bankruptcy
> so I question why bother paying them anything, just declare bankruptcy
>
> Dave Cramer
>
>
> On Mon, Apr 22, 2013 at 5:24 PM, Bob Jonkman <bjonkman-w5ExpX8uLjYAvxtiuMwx3w at public.gmane.org> wrote:
>
> Here's something I got from this list a while ago.  I don't recall who
> originally posted it, but thank you! It's proved helpful for a friend
> who had some billing trouble himself.
>
> >    If your provider is screwing you over, I suggest contacting the CCTS.
> >    Though my provider swore up-and-down there was no way I could get a
> >    refund, a short while after filing an official complaint they refunded
> >    the extra month's charge:
> >
> >    https://www.ccts-cprst.ca/en/complaints/complaint-form
>
> --Bob.
>
>
>
>
> On 13-04-22 05:17 PM, Dave Cramer wrote:
> > My son has a formidable bill with bell due to youthful stupidity.
> >
> > I spoke to bell and said they have three choices
> >
> > 1) he declares bankruptcy and they get 0
> > 2) he does a consumer debt proposal and they get 50%
> > 3) we negotiate where he pays what he owes them and they cancel the
> contract
> >
> > He owes around 2k, his cancellation fees are 2k (yes he has 4 phones,
> don't
> > ask)
> >
> > First off you can't find one person that can deal with this, you have to
> > talk to A/R for negotiating payment, then retention to discuss
> cancellation.
> >
> > In the end they won't discuss it at all. Any constructive advice would be
> > helpful
> >
> > Dave Cramer
> >
> >
> > On Mon, Apr 22, 2013 at 5:09 PM, Lennart Sorensen <
> > lsorense-1wCw9BSqJbv44Nm34jS7GywD8/FfD2ys at public.gmane.org> wrote:
> >
> >> On Mon, Apr 22, 2013 at 05:00:16PM -0400, James Knott wrote:
> >>> Twice.  ;-)
> >>>
> >>> BTW, way out in Whitby, near where my outlaws used to live there was
> >>> an intersection at Michael and Michael.
> >>
> >> The best one I know, is Weber and King in Waterloo/Kithener.  Weber
> starts
> >> and ends and king street, and cross it in the middle.  So there are 3
> >> intersections of those two streets in about 14km.
> >>
> >> --
> >> Len Sorensen
> >> --
> >> The Toronto Linux Users Group.      Meetings: http://gtalug.org/
> >> TLUG requests: Linux topics, No HTML, wrap text below 80 columns
> >> How to UNSUBSCRIBE: http://gtalug.org/wiki/Mailing_lists
> >>
> >
>
>
>
>
>


-- 
=====
Ian Garmaise
Consultant
Phorix Solutions Group Inc.
ian.g-m+eCFz0Wf2kS+FvcfC7Uqw at public.gmane.org
Skype: iantor
Toronto: 416.432.2251
NYC: 917.512.9535

http://www.PhorixSol.com
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