<div dir="ltr">James, have you considered contacting the consumer advocate/ombudsman at the Toronto Star?<div><br></div><div style>Ian</div><div style><br></div></div><div class="gmail_extra"><br><br><div class="gmail_quote">
On Tue, Apr 23, 2013 at 7:25 PM, James Mcintosh <span dir="ltr"><<a href="mailto:jamesemcintosh-/E1597aS9LQAvxtiuMwx3w@public.gmane.org" target="_blank">jamesemcintosh@yahoo.com</a>></span> wrote:<br><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex">
<div><div style="font-size:18pt;font-family:times new roman,new york,times,serif"><div><span>I talked to a local company.</span></div><div><span></span> </div><div><span>Declaring bankruptcy costs nearly $3,000.</span></div>
<div><span></span> </div><div><span>James E. McIntosh</span></div><div><span><a href="mailto:jamesemcintosh-/E1597aS9LQAvxtiuMwx3w@public.gmane.org" target="_blank">jamesemcintosh-/E1597aS9LQAvxtiuMwx3w@public.gmane.org</a></span></div><div> </div> <div style="font-family:times new roman,new york,times,serif;font-size:18pt">
<div style="font-family:times new roman,new york,times,serif;font-size:12pt"> <div dir="ltr"><font face="Arial"><var></var> <b><span style="font-weight:bold">From:</span></b> Dave Cramer <<a href="mailto:davecramer-Re5JQEeQqe8AvxtiuMwx3w@public.gmane.org" target="_blank">davecramer-Re5JQEeQqe8AvxtiuMwx3w@public.gmane.org</a>><br>
<b><span style="font-weight:bold">To:</span></b> <a href="mailto:tlug@ss.org" target="_blank">tlug-lxSQFCZeNF4@public.gmane.org</a> <br> <b><span style="font-weight:bold">Sent:</span></b> Monday, April 22, 2013 5:32:25 PM<br>
<b><span style="font-weight:bold">Subject:</span></b> Re: [TLUG]: Was Cutting the Cord, Getting rid of the monkey<br> </font> </div><div><div class="h5"> <div><br><div><div dir="ltr">Hmmm, I'm not sure they did anything wrong at this point, I just think it's an unreasonable stance on their part. They can have everything he owes them right now, or nothing. Seems to be a no brainer to me, but what do I know.<div>
<br></div><div>On a related note, I heard that someone in a similar situation went into CIBC, they owed 10k on a visa, offered the bank 2500 and the bank took it. </div><div>They also are on the verge of bankruptcy. However they will have an R9 credit rating which is treated exactly the same as a bankruptcy </div>
<div>so I question why bother paying them anything, just declare bankruptcy</div></div><div><br clear="all"><div>Dave Cramer</div>
<br><br><div>On Mon, Apr 22, 2013 at 5:24 PM, Bob Jonkman <span dir="ltr"><<a href="mailto:bjonkman-w5ExpX8uLjYAvxtiuMwx3w@public.gmane.org" rel="nofollow" target="_blank">bjonkman-w5ExpX8uLjYAvxtiuMwx3w@public.gmane.org</a>></span> wrote:<br><blockquote style="margin:0px 0px 0px 0.8ex;padding-left:1ex;border-left-color:rgb(204,204,204);border-left-width:1px;border-left-style:solid">
Here's something I got from this list a while ago. I don't recall who<br>
originally posted it, but thank you! It's proved helpful for a friend<br>
who had some billing trouble himself.<br>
<br>
> If your provider is screwing you over, I suggest contacting the CCTS.<br>
> Though my provider swore up-and-down there was no way I could get a<br>
> refund, a short while after filing an official complaint they refunded<br>
> the extra month's charge:<br>
><br>
> <a href="https://www.ccts-cprst.ca/en/complaints/complaint-form" rel="nofollow" target="_blank">https://www.ccts-cprst.ca/en/complaints/complaint-form</a><br>
<span><font color="#888888"><br>
--Bob.<br>
</font></span><div><div><br>
<br>
<br>
<br>
On 13-04-22 05:17 PM, Dave Cramer wrote:<br>
> My son has a formidable bill with bell due to youthful stupidity.<br>
><br>
> I spoke to bell and said they have three choices<br>
><br>
> 1) he declares bankruptcy and they get 0<br>
> 2) he does a consumer debt proposal and they get 50%<br>
> 3) we negotiate where he pays what he owes them and they cancel the contract<br>
><br>
> He owes around 2k, his cancellation fees are 2k (yes he has 4 phones, don't<br>
> ask)<br>
><br>
> First off you can't find one person that can deal with this, you have to<br>
> talk to A/R for negotiating payment, then retention to discuss cancellation.<br>
><br>
> In the end they won't discuss it at all. Any constructive advice would be<br>
> helpful<br>
><br>
> Dave Cramer<br>
><br>
><br>
> On Mon, Apr 22, 2013 at 5:09 PM, Lennart Sorensen <<br>
> <a href="mailto:lsorense-1wCw9BSqJbv44Nm34jS7GywD8/FfD2ys@public.gmane.org" rel="nofollow" target="_blank">lsorense-1wCw9BSqJbv44Nm34jS7GywD8/FfD2ys@public.gmane.org</a>> wrote:<br>
><br>
>> On Mon, Apr 22, 2013 at 05:00:16PM -0400, James Knott wrote:<br>
>>> Twice. ;-)<br>
>>><br>
>>> BTW, way out in Whitby, near where my outlaws used to live there was<br>
>>> an intersection at Michael and Michael.<br>
>><br>
>> The best one I know, is Weber and King in Waterloo/Kithener. Weber starts<br>
>> and ends and king street, and cross it in the middle. So there are 3<br>
>> intersections of those two streets in about 14km.<br>
>><br>
>> --<br>
>> Len Sorensen<br>
>> --<br>
>> The Toronto Linux Users Group. Meetings: <a href="http://gtalug.org/" rel="nofollow" target="_blank">http://gtalug.org/</a><br>
>> TLUG requests: Linux topics, No HTML, wrap text below 80 columns<br>
>> How to UNSUBSCRIBE: <a href="http://gtalug.org/wiki/Mailing_lists" rel="nofollow" target="_blank">http://gtalug.org/wiki/Mailing_lists</a><br>
>><br>
><br>
<br>
</div></div></blockquote></div><br></div></div><br><br></div> </div></div></div> </div> </div></div></blockquote></div><br><br clear="all"><div><br></div>-- <br>=====<br>Ian Garmaise<br>Consultant<br>Phorix Solutions Group Inc.<br>
<a href="mailto:ian.g-m+eCFz0Wf2kS+FvcfC7Uqw@public.gmane.org" target="_blank">ian.g-m+eCFz0Wf2nnSPmRt5Z81g@public.gmane.orgm</a><br>Skype: iantor<br>Toronto: 416.432.2251<br>NYC: 917.512.9535<br><br><a href="http://www.PhorixSol.com" target="_blank">http://www.PhorixSol.com</a><br>
</div>